Auto Insurance, Are You Really Covered? Part 4 is the final compulsory part of every Massachusetts auto insurance policy. Many drivers believe that if they have all four compulsory parts of the Standard Motor Vehicle Insurance Policy in Massachusetts they are “fully insured,” but as we’ve examined in this series, this isn’t entirely true. The […]
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Parker Scheer Examines Auto Insurance-Part 3: Bodily Injury Caused by an Uninsured Auto
Auto Insurance, Are You Really Covered? We continue with our series on auto insurance in Massachusetts with Part 3: bodily injury caused by an uninsured auto. Of the twelve parts, only the first four are compulsory. Many drivers mistakenly believe that if they have all four compulsory parts, they are “fully insured.” This is not […]
Does Home Insurance Cover Dog Bites?
If you’re renting: Many renters choose to purchase renter’s insurance to cover losses related to burglary. Some rental insurance policies also include a small amount of liability coverage. However, such policies often do not include sufficient liability coverage in the event of a severe dog bite. In rare cases, a condo association may shoulder some […]
Dog Bites: What Are You Responsible For?
What happens if your dog causes injury, and are you liable? Despite the old adage about “the bark being worse than the bite,” dog bites are no laughing matter. More than 4.5 million people are bitten by dogs each year in the United States and 1 in 5 of those require medical attention. In fact, […]
Should I Refuse a Breathalyzer Test?
If you are pulled over and suspected of operating under the influence, the officer at the scene may ask you to do a breathalyzer test and/or complete a field sobriety test. Regardless of whether you are, in fact, under the influence, you may be confused or stressed about what these tests could mean for your […]