Are You Really Covered? Part 11 – Towing and Labor (Optional Coverage)

This Part of the Standard Massachusetts Automobile Insurance Policy is fairly straightforward and provides optional coverage in the event your vehicle requires towing to a nearby service center for repairs. The amount of coverage varies, so it is important to speak with your insurer to determine your actual reimbursement rate. Towing charges generally depend on the distance the tow truck operator must travel, first to get to your disabled vehicle and then to tow it to the closest service center. This Part pays only for the labor required to get your car onto the truck, it will not pay for the cost of repairs.