Key Takeaways You don’t have to own a car to need auto insurance. If walking or cycling is your main mode of transportation and you don’t own a car, a non-owner auto insurance policy can be one of the most effective and overlooked ways to safeguard your health and financial stability. Non-owner policies cover people, […]
Car Accidents
Massachusetts Car Insurance: Are You Really Fully Insured?
Key Takeaways: Massachusetts auto policies have 12 parts; only Parts 1–4 are compulsory These compulsory parts provide minimal coverage in the event you are responsible for the medical costs and pain and suffering of someone injured in a car accident, including limited coverage for yourself and family members You may be held financially responsible for […]
Hosting a Holiday Party? 10 Tips to Protect Yourself from Liability
Everyone looks forward to a good holiday party but it’s worth keeping the old adage “an ounce of prevention is worth a pound of cure” in mind as you prepare to host, especially if you’re planning to serve alcohol. Massachusetts courts have recognized the existence of “social host liability” to third persons injured by an […]
Parker Scheer Examines Auto Insurance: Optional Collision Coverage and Optional Limited Collision Coverage
Are You Really Covered? Part 7 and 8: Optional Collision Coverage and Optional Limited Collision Coverage We continue our series on the twelve parts of the Massachusetts automobile insurance policy by discussing the benefits and drawbacks of these next two parts. Parts 7 and 8 of a Massachusetts auto insurance policy are closely related and […]
Parker Scheer Examines Auto Insurance: Coverage for Optional Medical Payments Coverage
Are You Really Covered? Part 6: Optional Medical Payments Coverage We continue with our series on auto insurance in Massachusetts with Part 6: Optional Medical Payments Coverage. Of the twelve parts, only the first four are compulsory and many drivers mistakenly believe that if they have all four compulsory parts, they are “fully insured.” This […]
