This is the Part of the Standard Massachusetts Automobile Insurance Policy we feel most strongly about. Many lawyers consider Part 12 to be among the most important coverage a driver can purchase, along with Optional Bodily Injury to Others (Part 5). The reason is fairly simple. Part 12 provides coverage in the event you or […]
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The Deadly Consequences of Misdiagnosed Heart Disease in Women
The month of February is American Heart Month and this year, we want to highlight an often overlooked or misdiagnosed medical issue, women’s heart disease. Even though heart disease affects men and women equally, heart disease is the leading cause of death among women in the United States. But sadly, according to the American Heart […]
Are You Really Covered? Part 11 – Towing and Labor (Optional Coverage)
This Part of the Standard Massachusetts Automobile Insurance Policy is fairly straightforward and provides optional coverage in the event your vehicle requires towing to a nearby service center for repairs. The amount of coverage varies, so it is important to speak with your insurer to determine your actual reimbursement rate. Towing charges generally depend on […]
Are You Really Covered? Part 10 – Substitute Transportation (Optional Coverage)
Part 10 of the Standard Massachusetts Automobile Insurance Policy provides optional reimbursement coverage for substitute transportation while your vehicle is being repaired or until it has been replaced because of a collision or any other reason, such as theft, vandalism, weather, animals, etc. You cannot claim any reimbursement unless you lose the use of your […]
Are You Really Covered? Part 9 – Comprehensive (Optional Coverage)
As discussed earlier, Part 7 (Optional Collision) of the Standard Massachusetts Automobile Insurance Policy covers you if the total loss or damage to your vehicle was caused by a crash. On the other hand, Part 9 of your policy provides coverage in the event your vehicle is rendered a total loss by means other than […]
